Terms of Sale for Online Personal Property: Cash, Checks, Visa or Mastercard. A 13% buyer’s premium will be charged, 3% will be waived if payment is made by cash or check.   Terms of Sale for Real Estate: 10% down day of sale. Cash or Check. Balance due within 30 days at which time a deed will be delivered. A 10% Buyer's premium will be added to the final bid price.